It's actually against PSN/Xbox & bungies policy to do that. They're more concerned about lag switchers in their broken crucible.
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Yeah people are streaming destiny and begging for money and bungie doesn't do a think about it.
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It's a loophole, donations aren't considered a form of payment for a service. It's illegal to sell items on the Venice boardwalk,they say we 'take donations' for our items. It's weird.