A Big Game with Armor to Match?

The one thing I really like about RPG games is how diverse the climate/world can be. Destiny truly does seem to be the game that can take you trying to survive in the worst of blizzards, to fighting off aliens in humid jungles. What many games struggle to do though, is match obtainable armor to some areas in the game. Take for example: These fine folks. These Fallen look bred to fight in the conditions they are facing. But if you were to put them into a desert with THAT on, they would die soon. This will sound self-centered, but I want my guardian's armor set(s), to match certain climates in the game. Given that there is a good, and accessible inventory system, I plan on collecting armor pieces just so I can do so. Does anyone else think like that? Or are you content with using armor that looks like it was designed to keep one warm in hot climates?