Yeah, that way if it lacks in content, you didn't pay full price for it. If I were buying it, I'd be looking for a deal, also.
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Didnt even know I had credit. Just got the email yesterday which is weird cuz I havent bought any games or dlc off xbl in forever. The credit must take a RREEAALLYY long time to update. Lol
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Happy Holidays, maybe? Lol
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Ditto :D