Well I had a similar situation today myself. A 26 with a blue hand cannon 2 shot me. I wasn't charging him. I came around a corner and blam blam I was dead. I was gonna come on here and rage but it would be futile. Did he have more skill than me and got 2 head shots off in the 2 seconds it took me to bring my weapon up. It's a good possibility, but as a 30 it's infuriating that my armor didn't count for anything when they said it would. So for me they lied again.