Proximity chat in tower, pvp, and missions. Mute button available. So say I'm going solo on a level 28 weekly or whatever and find someone else in area...I can ask them if they want to help or vice versa. Also, it would be cool to have some sort of bulletin board in Tower for people that need help with vog, missions, bounties, etc.
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I think being able to communicate with people more conveniently is definitely needed in this game. I don't think that an area chat in the tower would work but prob could when PVE'ing. Maybe have a local broadcast option that has a time limit and cooldown to prevent a-hole behavior. I can sort of understand not automatically being in a chat with your teammates in the Crucible but at least give the option to allow it! If you can only communicate when in a fireteam why can't I talk to people that it puts me with in a strike? They're in my fireteam! What's up with that?!?!