Psh, I have two 29's almost at 30 and a 27. And you farm a lot? Im at the point in this game where I have everything and there is really nothing.left to do besides get on tuesdays and fridays, where I'm abke to finish all strikes, raids, and nightfalls on all of my characters in one sitting. I have collected almost every exotic weapon and armor this game has to offer and have ranked up every faction. I even got the Queens Wrath to rank 3. Base line, there is not enough to do in this 10 year plan game besides for Not play until DLC comes out. Honestly this game hasn't even hit month two and friends are bored of it, and barely talk about it at all.
Equality Swap trading would be the ONLY possible way to implement a safe trading system. No one could abuse this, the only bad thing is that people coould lie and say, "oh yeah this Thorn gun is IMPOSSIBLE to get and is way more than worth your Hard Light". And some people who lack common sense or intelligence would fall victim to this.
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You... Honestly sound like the kind of person that plays through a game so much and so quickly that even if there were large monthly content updates, that no dev would actually be able to keep up with how quickly you consume content. You are half way through a content cycle. Find another game to play for a while. Mix it up man. You don't need to sink 300 hours into a game that's just come out.