Your 4-5 are essentially the same thing but I agree. If all they had were ranked playlists that would really suck. For instance whats the point of being the top percent player in a game if you only ever play the other top percent players. It becomes stressful and not fun. If you have to start collecting 7 day trials from other game cases to smurf the devs failed (halo 4). It was even worse that it was invisible and in every playlist. It would be nice if they had both