I would say no because even with options it will cause server lag. Im a PSN player and frankly I have yet to find any PS game with reliable in game open world chatting. Last thing I want is to be randomly kicked constantly like in DCUO because of chat server errors.
If it would cause no lag or other issues then i could care less and would be fine having the options to mute area chat and make it the standard fire team chat.
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I understand your reasoning. Thank you for your feedback!