Do you like saying your mom?
Are you Camnator?
Do you go for a sophisticated retort?
Me
I like saying "You just got served, peasant!" In a Bristish accent
What about you guys?
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Depends <.< I don't really have a go-to insult but I find a nice litany of bizarre and absurd british swearing quite amusing. For example Are you havin a cheeky little giggle there mate? You avin a womble? A larf? WELL OIL BASH THE FOOK AHT A YER FOOKIN GOB YOU LITTLE CHEEKY PLONKER. All said in a pondscummy accent for maximum giggles. Or if I'm playing with some particularly moronic team mates on BF4 the word Donkey gets thrown around a lot. As in, 'You -blam!-ing inbred donkey, throw ammo not your -blam!-ing frag grenade you stupid fackin -blam!-'