Ever since TFS, I have been loading into the tower, crucible matches etc where mine and other players models are often invisible. Entire players, guns etc. It's possible to just switch armor and become a no-texture. If you switch weapons mid-game they will be no-texture with default sounds, no reticle etc.
It's very game breaking in many ways. You can't see opponents heads, you can't see your own reticle etc.
But I see no acknowledgement at all. Radio silence. This is pretty terrible and i'm very sick of it.
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You're not alone with this problem and I know how insanely frustrating it is. Bungie did finally mention it in their latest TWID, so hopefully they are working on it now.