I just finished creating a tool that helps me minimize the unused stats on my armor loadouts (ie: whatever number you have in a stat above a multiple of 10 in whichever stat category). The tool runs through google sheets; anybody can use it if they open one of the links below and create a copy of the spreadsheet in their own google drive. One link is an example spreadsheet where I have inputted all of my own armor stats. Feel free to mess around with it to know how the program works. The other is a template sheet where you can enter your own armor stats!
Click on 'Loadout Menu' at the top and then on 'Calculate' to see the results. You can set a minimum/maximum stat count as well, allowing you to easily prioritize mobility/resilience/whichever stat(s) you prefer! You can also set whether you wish to target stat totals that are multiples of 5 or 10 in case you are fine using a minor mobility mod to reach the next tier in the stat. Obviously, not all loadouts will result in stat counts that are all divisible by 5 or 10, so there is an option to allow for 'X' amount of unused stats per category.
Let me know if you find it helpful in any way or if you have any ideas on how to improve it. The tool is entirely free.
Example: https://docs.google.com/spreadsheets/d/14gqG1H839oiDMx_wf4lhqyHJ2GqzTAId9Zfg4LwXQbE/edit?usp=sharing
Template: https://docs.google.com/spreadsheets/d/1TDvOpfn6QnHTzzs_s-LoqYRJeUYGafY8qobS3Z8Ihj0/edit?usp=sharing
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https://d2armorpicker.com/