I'm grinding for Reckoner (my own fault, I know), but every other game it seems like I get called a [spoiler]-blam!-[/spoiler] or something similarly hurtful in chat. I don't want to turn text chat off, as it can help to communicate that I need to [quote]bank those motes[/quote] but I'd rather not be called a slur every few games. Also, it'd be nice to have a little popup that shows when Bungie takes action on people reported for chat or cheating abuses. (If they ever do.)
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If the post is on Bungie.net then use the report system to inform the Ninjas. If it is messages sent to your platform's account then report them to your platform's support. Voice communication is also to the platform's support.