If you want the comfort of that insurance policy, then by all means. But like most insurance policies, odds are you won't need it. As much push back as Bungie got for nerfing our favorite Year one weapons, and taking others out of the game. They aren't so dumb as to not know that the explosion that will happen if they delete our characters for a sequel will be absolutely thermonuclear.

Not exactly sure what posting this hurts, but whatever