My only issue with how the Division did it is that you couldn't get any perks unless you had 2 of them. They were very good for stats though.
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True currently I am running 3 fire crests and 2 lone stars 3 fire crests for incendiary bullets and 100% reload speed. 2 lone stars for that much needed ammo capacity. But yeah if destiny would have something similar to the division in terms of gear sets and mixes with certain sets that would be pretty good
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I think I only had 2 Lone Stars, 1 Nomad, and a few Fire Crests. Not enough to be useful sadly.