I'll just leave this video here, because op put economic inequality in quotes as if it isn't real. How the wealth actually IS in the US, using destiny terms (but not really because the world is much more intricate than a game, I'm just hoping this dumbed-down response will get OP's attention since he's been dodging these questions like Republicans being asked if they'd be comfortable if someone with a gun walked into their government office building) The tower requires that you pay 300 strange coins a week. For food, storage, living space, etc. The weekly heroic strike will earn you roughly 305. But! You can get an education, so you can go into more intricate strikes and earn more strange coins. Sounds great, right? Well, it costs thousands of strange coins. "But how will I pay for education if I only get to keep 5 of my coins? Well, the tower can loan you with interest. And even after you finish, you aren't guaranteed more strange coins. You have to get into a good group first. But if your 6 months is up before you find a group, tough luck. There goes the 300 coins you'd get weekly. Oh, and there's part of the population, born into families with billions of strange coins. But despite having earned those extra coins by paying other guardians as little as legally allowed, they "worked hard" for it.