It's all about money. If the game is M for mature you are possibly excluding a major section of gamers (17 and under) which in turn means less money. I'm positive if they created Destiny 2 and it was given an M rating Bungievision would do anything to get it dropped to a T.
Either way they would have to add offensive language, sexuality, and maybe drug and alcohol references to even be considered M and those don't even fit into Destiny given the launch that is Destiny 1. I mean maybe if they bloodied up the combat but again, they are striving for the T rating so they wouldn't do that.
If you think about your enemies in Destiny vs Halo they're very similar except there's actual blood shown in Halo where in destiny I guess it shows decompression of their helmet when you headshot? I'm not sure but there's little to no blood in it.
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Decompression melts the face... so I'm still not sure what's more horrific. A gunshot with a small amount of blood. Or an alien who is clawing at his/her throat as their head explodes.
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So, by your reasoning then, how is the GTA series so successful? I mean, if an M rating hinders such a vast amount of revenue? Legitimate question, not trolling.
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Same thing with Call Of Duty, M rated and sells a ton. I know that person "fack your mom" isn't 17+
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It does show decapitation.