I've always been a sucker for micro transactions even if it's cosmetic, it doesn't ruin anything for me and I honestly love hearing all these people saying that they are quitting if you can spend $$ for boosts to your level or other consumables because it would clean up these forums a bit from all these toxic posts from all these salty kids. With all the hours I've put into this game it would be nice to be able to boost a character if I decided to remake one so I can change the appearance or maybe create more characters in a week for better chances at the loot I want from raid. In the end even with micro transactions destiny is still cheaper than the movies, the bar, or anything else that doesn't last nearly as long that I would be doing if not for destiny.
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Not only that, but you have 15 - 20 mins after purchasing anything from Eververse to get your Silver back. I'm guessing the "consumables are nonrefundable" thing that the babies are crying about are either items like Ammo Synthesis or even the Silver itself, which is by all means a "consumable".