See, If you had only ever bought Destiny what would you have lost, and when? Well when TDB came out the NF went from lvl 28 to lvl 30, you wouldnt have lost out, though you would have only have been able to play it when it wasn't Omnigul, so every 2 weeks. Crucible wouldn't have changed, though you wouldn't have been able to play Inferno or on the new maps. When HoW came out, the NF went from lvl 30 to lvl 32 - you would have been significantly under the level for this, doable, but very very hard. And only on base game weeks. Crucible was mostly unchanged, but you wouldnt be able to do ToO and IB was pretty much out of the question unless you are some sort of pro or for some reason have a team that will carry you. TDB maps were GIFTED to you and added into the standard rotation. TKK comes out. The NF goes way beyond your power level, so does the heroic level. The game won't even let you try because enemies would basically be immune to you. You are a lvl 30, running around in lvl 20 gear, so level 20 is an appropriate maximum level for your "endgame" content in the new system. If you bought TDB and HoW you are still just a 34 running round in lvl 20 gear. Un-ascended VoG gear is only 20 light less than max light HoW gear. I'm surprised that you're surprised by this. There is no need to keep a "baby NF" in the game for lower levels, there was never a baby NF put in for any of the other expansions that left people behind. And let's just bear in mind here that the content in TKK is huge. At my pace of play I had HoW licked in a couple of days, all 3 characters lvl 34 by the first weekend, with all story missions done as well as lvl 34 PoEs. At the time it felt like a vast improvement in the content of an expansion. At pretty much the same point of TKK, playing at the same pace, I have 1 lvl 40, half a subclass, the first main story quest line done, and a vast array of story opening up in front of me. TKK is seriously worth it. I get that it sucks to feel like you have lost out on content, but don't let that put you off. Just take a break and relax until you can afford it, because it is a vast improvement over the things you are sad to have lost.