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8/14/2015 7:32:46 PM
6
Daily Reminder that Insurance Companies are Crooks
Right, so this happened. And I'm going over my options of how to fix it. I considered contacting the police to notify them of the driver who did a shit job at strapping their garbage down that flew into me. And then I realised that with no functioning lights and that broken windshield, my vehicle would be taken off the road.
I then considered contacting my insurance provider.
At which point, I did some pre-emptive investigating before I made my statement. My vehicle, being somewhat older, and deemed too much of a hassle to find parts for, would be written off, and therefore taken off the road and destroyed.
And in compensation to find another vehicle for myself, I'd be paid 700$. It's real comforting to know that I blow over a couple grand every year to literally be covered for almost jack shit.
But, my question here to you gentlemen and ladies, is why exactly do we put up with it? I can understand damages to people and expenses for medical issues. But 90% of anything else insurance related is absolute bullshit and it's transparent as -blam!-.
So, here's your thought for the day. Why, exactly, do we let them walk over us so much?
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1 ReplySo you didn't even try calling them?
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1 ReplyI have full coverage on an 08 pickup, 11 crotch rocket, and a 11 suv. On top of that I have renters insurance and life insurance. I pay $1000 a year. How about you shop around for insurance instead of getting your panties in a bunch because you made poor life choices.
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5 RepliesEdited by ghettosquad: 8/14/2015 7:57:41 PMif your paying a couple grand a year for auto insurance your paying too much either because your high risk or a youthful driver. not all insurance companies are like bottled water where you just wanted the cheapest. geico, progressive, allstate are the absolute worse companies to get insured with. State farm and USAA are the best. Pemco and AMFAM are ok and worth the risk. here are some tips to save money on car insurance. 1) stay with a company for longer than 1 year before you switch. companies rate you as a higher risk if your not with the same company for at least a year. 2) if your 25 and under and have questionable morals say your single with a kid. the insurance companies will rate you as an adult verse a youthful driver because the thinking and statistics show that this demographic are safer drivers because they have children to protect. 3)get life insurance. you have an insurance score like a credit score and having life insurance makes that score look tremendous. also getting life insurance while young is one of the best things your 62 year old self and family will ever thank you for. 4) before you switch companies change your liability limits to 250/500/100 and have them send you a dec page. once you have that dec page call around for quotes and tell them you have 250/500/100 limits currently but right now want whatever limits you want even if it's state minimum. again statistics show people with higher limits are safer drivers and therefor your will get a better quote. hope this helps but remember insurance is for devastation not aggravation. learn how to budget, develop a 6 month emergency savings account, get life insurance, invest early in a IRA account and you will be on the path to financial freedom.
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Who else is going to protect my house from snowstorms in Arizona.
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3 RepliesMoney, man.
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2 Replies[quote]Daily reminder that every single type of corporation/organization is robbing your money[/quote]
