I've had both and I prefer Monte Carlo!
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Hard Light. Only because I'm an Xbox user, and I therefore do not acknowledge the existence of this so-called, "Monte Carlo."
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This is a tough one! I think they both look awesome from a design standpoint.
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If comparing stats, Monte Carlo. If comparing perks, whichever you feel is better.
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It is [i]which[/i] not [i]what[/i] Lots of haters are going to get butthurt if you do not correct your title quickly
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Hard Light since it can hit multiple enemies in tight clusters for considerably more damage.
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Hard Light cause screw your exclusive :P