[spoiler]TL:DR - raise the glimmer cap and/or give each character glimmer "accounts" instead of sharing the same 25,000 across all three characters.[/spoiler] I don't have time to explain why I don't have time to explain how confusing it was to wake up in the grass with a spiked metal softball floating over me, telling me I am something called a "Guardian." I blindly trusted that thing, my little Dinkle-bot, and followed its instructions to a broken-down ship that flew me to my new home, or at least home base, "The Tower." At the Tower, I felt deja vu as these new experiences dredged up foggy memories of something my brain calls "high school." I met my coach, a robot version of Captain Malcolm Reynolds, who told me my role on the team was to be a Hunter. There were cool kids running around, as many as 16 of them, wearing armor and carrying weapons I could barely imagine. And, I was assigned a locker. In high school, I remember the term "overcrowding" being thrown around as to why two students might have to share a locker, but my name never came up in that particular lottery. So this Tower is my first experience sharing a locker, or "Vault," with anybody. Turns out my Vault is shared by not just one, but two other Guardians. When I spun the combination lock and opened it the first time, I saw that the Titan who got there first had stocked it full with high-end weapons, fully upgraded Titan armor that would never fit me, and what looked like assorted junk - those things turned out to be materials for further upgrading armor and weapons. A few things were tucked away for a Warlock, too. The Titan turned out to be the best Vault-mate I could ever ask for. He would leave Engrams in the locker for me to take to the Cryptarch so I could use the gear that they spilled forth. He gave me blanket permission to use any of his weapons, and will even put his favorites in the Vault for me after he runs a difficult mission if I would benefit from using them on my own. The Warlock, well, he seems to have disappeared, leaving behind a few pieces of armor and some smudgy fingerprints on the Thunderlord. "Overcrowding" is still rampant, however, since a new Warlock was quickly assigned to our locker to take his place. Sharing a locker with these two is not a problem. In fact, the Titan has really helped me out, and I'm happy to do the same for our new Warlock. Unfortunately, and with absolutely no logic involved, the Tower has also assigned the three of us to share a bank account. Anything we deposit over 25,000 Glimmer just disappears, too! When I first started using this bank account, I felt a little guilty. I was spending more glimmer upgrading my Hunter gear than I was putting in, although I was contributing. The Titan kept the balance near the maximum, and never said a cross word. "There will be times when I have to spend a great deal of it, don't worry about your small transactions. You're putting in more than half of what you're spending, and we have some savings in the Vault hidden under my old armor." Sure enough, something called The Iron Banner came around and the Titan wiped out the account completely. He brought in a couple fully-upgraded, really sweet weapons I could use, but a lot of it he also spent on more of that armor I cannot wear. It was his money to begin with, so I really didn't give it a second thought. "Look behind that old chestpiece. See all those banners, codices, beads, and keys? Take those to the Cryptarch, you'll love it." Curious, I followed his instructions, and lo and behold the Cryptarch transferred 24,000 Glimmer into our account, buying the whole lot! Flush again, I went back on patrol and missions, seeking the elusive purple- and yellow-hued gear that will raise my light level. Unfortunately, it seems the old Warlock was doing the same. Whenever I would check the balance after the old Warlock ran a few missions, that sonuva... Thousands were gone, every time! When I found my first yellow chunk of armor, I used it as much as possible to unlock its XP and prepare it for upgrades, only to find I couldn't afford them because that floaty jerkwad had dropped our balance back to zero again! The give-and-take the Titan and I had developed was completely absent with the way the Warlock used our shared resources. No weapons he ever put in the Vault were useful to me - he just used the Titan's or mine. When he disappeared, all he left behind was four yellow helmets, two yellow Warlock-y chest pieces, two yellow sets of gloves, and a smattering of purple stuff. I can't wear any of it. The Titan can't wear any of it. All our glimmer was spent on upgrading this armor that is just taking up space in the vault, slowing the Titan and I down in upgrading our own gear from time to time. At least it will be there for our new Warlock to use when he's ready, so he will (hopefully) not repeat the cycle of his predecessor, but there were times when the Titan and I were leaving Glimmer scattered around the battlefields by the hundreds, if not thousands, because neither of us had gear quite ready for upgrades and the bank account we are forced to share is full. If we'd had a higher maximum balance... or our own savings accounts, away from the Warlock's spendthrift reach.... Aye, 25,000 Glimmer seems like a fortune, until three account holders all have high-level gear and weapons that need upgrading at approximately the same time. 25,000 may be enough for one, and if we all had our own accounts I might never have known this strife, but for a shared account 25,000 is simply not enough. I hope the Tower bankers increase this arbitrary maximum balance limit.