My friends and I had a minor dispute about why Xur is even in the game. I thought it might be interesting to see what the community has to say.
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Exotics don't make the player. Raid gear does. You can get to 31 on tower gear and exotic armor but not 32. As the game moves forward to light caps of 36 or more that disparity between the casual players like me and the hard core gamers will grow and grow. Don't worry peeps there's plenty of time to tell the world how good you are and it's coming soon.