I'm sorry if Call of Duty has confused your understanding of the term competitive, but ranked =\= competitive.
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That's precisely what competitive means. Competitive = competition. What competition is there in destiny?
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trying to win is generally a competitive action as well as trying to be top of the scoreboard at the end of the game. those are two thing that happen all the time.
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So any game with "PvP" is now "competitive". No. Destiny is a coop, shooter rpg first. PvP should be secondary. This isn't some real competitive game like overwatch, or rainbow six or whatever other game is built primarily for competition.
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"competitve" is up to how much effort you want to put into it and how much importance a community puts on the pvp. If you use that word to mean games like LoL, DotA or Overwatch then you're really being specific with a term that has a wider use. Trials in D1 was pretty competitive but it wasn't to the point of being a competitive sport.