There are many finished or almost finished ares in the game that were supposed to be there already. The only reason they aren't accessible is because of Activision and their greedy ways. All of these areas should be finished and released for free, but since Activision is so greedy, they will charge $20 for it. Who else thinks this needs to be changed?
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RE: Your poll. There are no finished areas that are not accessible at this point. Nor were there any pre-HoW or pre-TDB. There were placeholders of things they were actively working on but not done with yet. It's easier to slap a wall or closed door in front of an incomplete zone than it is to delete the entire zone and everything related to it and risk breaking something.